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What Should You Do After A Car Accident In Michigan That Is Not Your Fault?

The sudden jolt of a car accident can leave you disoriented. Your heart races as you try to process what just happened. In those first moments, it’s natural to feel overwhelmed and unsure what to do next.

However, if your injuries aren’t severe enough to require immediate medical attention, keeping your wits about you is crucial. Taking the proper steps after an accident that wasn’t your fault can protect your well-being.

By staying calm and following key steps, you can safeguard your rights and set the stage for a successful insurance claim or legal action if necessary.

Steps to take after a Car Accident

Knowing what to do after a car crash is crucial for having a successful claim. Here are some essential steps you should take:

  • Check for injuries and call 911 if needed
  • Move to a safe area if possible
  • Exchange information with the other driver
  • Document the scene with photos and notes
  • Gather witness information
  • File a police report
  • Notify your insurance company
  • Seek medical attention, even for minor injuries
  • Keep records of all accident-related expenses
  • Consult with a car accident lawyer before speaking to the other driver’s insurance

These steps are vital because they help preserve evidence, establish an official record and protect your rights. Proper documentation and prompt action can significantly strengthen your case when seeking compensation for damages and injuries.

What are the rules for receiving compensation?

In Michigan, car accident victims can recover both economic and non-economic damages. Economic damages cover tangible losses like medical expenses and lost income, while non-economic damages compensate for emotional pain.

The state follows a modified comparative negligence rule, which means you can recover damages if you’re less than 50% at fault for the accident. Your percentage of fault typically reduces your compensation.

No-fault insurance and PIP in Michigan

Michigan operates under a no-fault insurance system. This means that regardless of who caused the accident, you’ll first turn to your own insurance for coverage. Personal injury protection (PIP) insurance is required for all Michigan drivers and covers medical expenses, lost wages and other costs related to your injuries, up to the policy limits.

If the damages exceed your PIP coverage, you may be able to file a “third-party” lawsuit seeking additional compensation from the responsible party’s insurance company.

Seeking guidance from an experienced car accident lawyer is crucial. They can help ensure you receive fair compensation and hold negligent parties and insurers accountable. A skilled attorney can help you understand the complexities of Michigan’s insurance laws and fight for your rights, increasing your chances of a favorable outcome.