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No-Fault Act Creates Potential Personal Liability
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No-Fault Act Creates Potential Personal Liability

The New Importance of Liability Coverage Limits

Q: Is it important to have high liability coverage limits for bodily injury?

A: No one plans to cause a collision and injury.. The new no-fault act creates a potential liability if you do cause an injury, so it’s important to have adequate bodily injury coverage.Under the old law, medical costs were paid by the no-fault insurer of the injured. Today, the new law allows the injured to purchase no-fault coverage limits below “unlimited” amounts and sue the at fault driver for all medical costs above his capped limits.

Without high bodily injury limits, you and your assets may be at risk, as you may be responsible for all of those excess costs. Get the highest limits you can afford, given the assets you must protect. Remember, we buy insurance to protect us from the unexpected.